Rubbish With Money!!
August 17, 2009
jocameron0
Tags: debt, Money, wealth, women
“You’re a millionaire aren’t you?” said the nail technician. One of her existing clients had pointed out that I had been seen a bit on telly and this was her conclusion – that I must be a millionaire!
In theory I might have been but life doesn’t always work out like that. “I will be one day I said” and we smiled.
So why am I not? There are many reasons but mostly because I have always been rubbish at handling money. It went out as quick as it came in and my cash management was rubbish. When I thought about money it just bought me pain and the thought about talking about it sent shivers done my spine. When I bought new clothes I felt bad and when I bought things on credit I thought “oh so what, you only live once”. I wanted it but didn’t know how!
There were other things that strained my relationship with money. I hated paying in at the bank – I just saw it as an irritation. I hated raising invoices and I hated doing my expenses and vat returns. Quite frankly anything to do with money I hated! No wonder it never came in my direction.
I had many years of money blueprint to change. I had seen my mum and dad work five jobs between them just to keep water above their heads. Friday’s were the worst because they went debt collecting. They collected 50ps from people’s tellies with a truncheon in hand. They would return shivering and sweating from the fear of being mugged.
Summer holidays I dreaded because I went cleaning the local flats with my mum. Cleaning up the cat poo was the worst job in the world. There is nothing wrong with hard graft (I know because I do it) it’s just that I want something different for our children. I want more time and I want more freedom. I want a release from the powerful hold that money had always had on me and my parents.
From my grandparents I picked up that “money was the route of all evil” and from the people around me I learned lending and overdrafts were normal.
“Spend, spend spend”, “live for today”, “it’s only money and who cares” I thought.
It was a Thursday morning when I sat on the bed with my head in my hands, crying and sobbing as my world crashed in. All my bad money habits had collided at once. It was dark Thursday. I had reached the bottom once again and I knew things had got to change.
When I chatted to many others I knew, they had suffered the same problems too. They worked too hard for very little return. They spent too much and saved too little. They lay awake at night under the creaking weight of their debts. They earned a lot but it went straight out. They settled for less when they knew they wanted more.
It’s for all these reasons why we put together our conference on 27th November simply entitled Women and Money because many women are BAD BAD BAD with money! This is because we’ve never had it and now we have got it we don’t know what to do with it.
On the 27th we all learn new lessons. We learn from the experts, our role models and inspirers. They started like you and I, from the kitchen table or bedroom. They have made it with money and have a lot to tell.
We do hope to see you there to change your bad money habits because I know that as women and mothers (and fathers too) the only way to do more good in the world is to believe in our hearts that money is the route to all good and not to all evil.
To book a place http://www.womenontheirway.co.uk/aboutwom.htm
Entry Filed under: Money
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